Payment Policy

Accepted Payment Methods

We accept all major credit and debit cards, including Visa, MasterCard, American Express, and Discover. We also support PayPal, Apple Pay, Google Pay, and Shop Pay for a fast and secure checkout experience.

Secure Transactions

All payments are processed through PCI-compliant gateways with advanced encryption technology to keep your financial details safe and private.

Full Payment at Checkout

Orders must be paid in full at the time of purchase. Products will not be reserved, customized, or shipped without confirmed payment.

Currency

All transactions are processed in USD. If your payment account is based in another currency, your bank or payment provider may apply conversion rates and additional fees.

Taxes & Duties

Applicable sales tax is calculated at checkout based on your shipping address. For international orders, any additional customs duties or import taxes are the responsibility of the buyer.

Payment Authorization

Payments are authorized only after the chosen payment method has been successfully verified. Pending or declined transactions may cause order delays or cancellations.

Installment Options

For select orders, we may offer financing or installment payment options through third-party providers. Availability will be displayed at checkout.

Refunds for Payments

Approved refunds will be issued to the original payment method used at checkout. Processing times may vary depending on your bank or payment provider.

Policy Updates

Instrument IQ reserves the right to update or amend this Payment Policy. Any changes will be posted on our website with the updated effective date.